Best Smartwatches with NFC Contactless Payments

Smartwatches are now an integral part of our lives. They have become the most preferred accessory for many, not just because they help us look trendy.

Smartwatches can do everything from monitoring your health to keeping tabs on your fitness activities, and that is not an exaggeration. They are engineered with high-end features and sensors, which help us do most of our laborious tasks just by tapping on the screen.

Now, you may have heard about smartwatches that use contactless payment options or NFC in recent years. These watches are the next big thing in the tech industry because they offer a convenient way to pay for things without carrying your wallet with you. Imagine being able to walk into any store and tap your watch against the reader, which will automatically deduct money from your bank account.

But what is NFC?

NFC payment is a term that confuses people. What does it mean? Well, according to is fisglobal, “NFC (Near field communications) is a technology that allows two NFC-enabled devices to communicate when held near each other, typically about 4 centimeters. NFC technology makes payments possible when consumers “tap” their NFC-enabled smartphones or NFC-enabled cards on or near NFC payment acceptance devices.”

In simpler words, NFC technology is used to transfer data between two electronic devices through short-range radiofrequency. It means that if you have this feature in your smartphone/Smartwatch, you can ditch your wallets and pay for goods with credit or debit cards with just one tap without worrying about being short on cash. Amazing, isn’t it?

Although it does sound cool and probably a necessary thing for many people but not every Smartwatch comes with this feature. They may have built-in GPS, heart rate tracking sensor, etc. but having an NFC chip is what matters the most if you want to enjoy the contactless payment options feature.

And, for that, we have already researched on your behalf and listed our top picks for the best smartwatches with NFC payment options available on the market today, so you can have one that suits your needs.

How to choose Best Smartwatch with NFC?

Choosing an NFC smartwatch can be tricky since you need to ensure it has all the right features that you’d need to make a contactless payment. Some of them are given below.

NFC:

Of course, this might be the most important feature to look for since you’re opting for a watch that has the contactless payment option. Well, for your ease, all the smartwatches in this article do have the NFC feature, so you don’t have to bother checking twice. That said, even if you look for a watch somewhere else, make sure it has a built-in NFC chip in it.

Working App:

You are supposed to add your card through the phone App, which means without a working App, you will not be able to do it. So, make sure your smartphone is compatible with the Smartwatch you’re choosing.

Bank support:

You might have to do a little searching here on your own and see whether your bank has the option of card payment or not. Mostly these days, every bank has this option, but you have to ensure it since you cannot go for the NFC smartwatch if the bank doesn’t allow card payments.

Internet/Bluetooth connection:

Make sure your watch has a stable internet/Bluetooth connection, which means it needs to stay connected to your smartphone to pay the bills, but that’s not the case with every watch too.

Smartwatches having Wear OS, which uses Google Pay for contactless payment, give users some offline tokens, which they can use even if the watch is not connected to their smartphone.

But this feature is not there in every watch since they all work on different OS, and hence the payment option varies as well. For example, Samsung smartwatches use Samsung Pay, Apple has its own Apple Pay, and similarly, we have Fitbit PayGarmin Pay, and Google Pay.

So, whether your NFC watch works without the internet/Bluetooth connection depends on which company or model you’re going for. Usually, smartwatches need an internet connection while setting up the card in your phone app, but once it’s added, you don’t need an active internet connection at that time. But, again, this might not be the case with some models.

One way to end this debate has a standalone smartwatch on your wrist, which eliminates the need for your smartphone after getting paired so that you will be on the go, without any restrictions. For your ease, we have included some standalone models in this article as well.

Other features:

Just because you’re buying an NFC smartwatch, it doesn’t mean you should ignore all the other perks with it. For example, having heart rate and sleep/blood pressure monitoring can always come in handy to keep an eye on your health. But, of course, wearable brands these days make sure that the watch has these features anyway.

Along with this, built-in GPS and sport modes help you in getting yourself in shape and staying fit, as you can monitor your daily activities, enjoy your favorite workout/exercise, along with having all the stats right on the wrist.

Battery life:

It mainly depends on one’s usage and the type of sensor your watch contains. For example, the GPS and heart rate sensor mostly drains the battery the most, but if the company claims that the watch can last for 5-7 days, then it’s good battery life, and you should go for it. For your ease, we have compiled a list of smartwatches with extremely long battery life.

 

10 Best Smartwatches with NFC Payment

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1. Apple Watch Series 7

It’s about time. The Apple Watch Series 7 is the newest, sleekest, and most durable Smartwatch from Apple. It comes with slight up-gradation in design, along with a larger touchscreen display that makes accessing your apps and data faster than ever before. And, because it’s cleverly designed for everyday use while maintaining durability, it also powers up quickly, so you never have to worry about getting it charged constantly.

NFC payment option:

Apple smartwatches are the best accessories for an iPhone user, sure they can use other compatible gadgets, but an Apple watch is designed specifically for an iPhone. So, just like the previous models, Apple Watch Series 7 has the option of Apple Pay, which means that you can pay for the stuff from it, wherever contactless payment is accepted.

You will have to use the phone app for removing and adding the cards, but you can remove the card for the watch itself. In addition, apple now allows you to have up to 12 cards per watch, which was previously 8, so you can never have to hassle with the wallet anymore.

Heart rate tracking:

To empower you to take care of your health everywhere, Series 7 lets you take an ECG whenever you want to. You can check your heart rate any time of the day, along with high and low heart rate notifications that are personalized for you at different moments in your day.

Sleep monitoring:

Get lost in the moment and escape from the worries of our modern world. Apple Watch 7 comes up mindfulness app designed to help you stay focused on what’s important, and with the sleep app, you can see your sleeping zones. This will make it easier for you to reach your sleep goals throughout the day or night.

Activity/fitness tracking:

Whenever it’s time for you to work out, Apple Watch 7 will be there to track your daily activities as well. Apple has included some new workouts, including tai chi and Pilates, alongside your regular favorites such as running, yoga, swimming, and dance, which would let you hit your fitness goals in no time.

Smart notifications:

Apple Watch 7 will be receiving all the notifications of incoming calls, text messages, emails, and other social apps. Not in a mood to use it manually? Just ask Siri to make calls, check notifications, weather updates, and much more. Since it has a built-in microphone and speaker, you can use the Bluetooth calling feature and send texts from it, but that would require a constant Bluetooth connection.

If you wish to have a more independent connection, you should go with its GPS + Cellular model, which would make it a standalone smartwatch, and you have to carry your phone anywhere with you.

Other features:

With all these high-end features, the Apple Watch 7 also allows you to listen to podcasts, your favorite playlists, audiobooks without any interruption. Moreover, since it’s the most durable watch from Apple with the most crack-resistant glass ever, it is perfect for outdoor adventures. Not to mention it is 50m water-resistant, which makes it ideal for swimming.

Battery life:

Apple is yet to come with a watch with better battery life, so the Apple Watch 7 can also last for 24 hours, just like its predecessors. However, it gets charged 33% faster than the previous series.

Specifications and Key Features:

  • Color: Starlight
  • Case: Aluminum
  • Band: Starlight Sports band
  • Style: GPS
  • Size: 41mm
  • Water-resistance: 50m
  • NFC payment option
  • Heart rate tracking
  • Sleep/SpO2 tracking
  • Activity/Fitness monitoring
  • Built-in microphone/speaker/GPS
  • Music player

Pros:

  • Latest and the most durable watch from Apple
  • 20% larger display than series 6
  • Perfect for texting
  • Detailed health and fitness tracking

Cons:

  • No improvement in battery life

 

2. Samsung Galaxy Watch 4

Sporty and smart, that’s the latest Galaxy Watch 4 from Samsung. It has almost all of the latest health features, along with an eye-catching design that makes sure everyone knows you mean business – fitness or otherwise.

NFC payment:

Samsung Galaxy Watch 4 just dropped, and it’s one of the best Android smartwatches in the market right now, and rightly so because of its variety in features. That said, yes, it can make contactless payment because of its NFC capabilities using Samsung pay, so you can purchase things and pay for stuff quickly.

Adding or removing your card is simple: you can just do that using the phone app and manage up to 10 cards. Adding or removing cards will use an internet connection, but you don’t need any internet/Wi-Fi connection to pay for the stuff once they are added. You might have to sync the watch once in a while to make sure Samsung pay is updated.

Heart rate monitoring:

With the Galaxy Watch 4, you can feel at ease knowing that you’re monitoring your heart’s activity. Monitor your heart rate any time of the day and get accurate readings on your wrist with Samsung’s ECG monitor.

Sleep tracking:

Watch the quality of your sleep with the Galaxy Watch 4, which will tell you all the details about sleeping stages. So, if you’re one of those people that struggles to get a good night’s rest, you’d know exactly what bedtime changes you require for having a better sleep at night.

Activity/Fitness tracking:

You’ll stay motivated and on track with features like automatic fitness tracking and live coaching sessions. Galaxy watch 4 will be tracking your favorite workouts and exercises, along with the daily activities. On top of that, it has built-in GPS, which would make sure your outdoor activities don’t go unnoticed.

Smart notifications:

Galaxy Watch 4 makes sure you don’t miss out on important notifications and display them right on display. You can make calls and send messages with it since it has a built-in microphone and speaker, but that would require an active Bluetooth/Wi-Fi connection. Although this model comes in three different styles, you can use the LTE version for the standalone capabilities.

Other features:

Check out weather updates, upcoming meetings, and notifications with Google assistant or Bixby using voice commands. You can also listen to your favorite playlist, as it supports offline music playback. Along with this, Samsung Galaxy watches 4 is durable enough to withstand extreme conditions and has 50m water resistance for your swimming sessions.

Battery life:

Samsung Galaxy watches can last for more than a day, depending on the type of usage, which varies from user to user.

Specifications and Key Features:

  • Color: Black
  • Storage: 16GB
  • RAM: 1.5GB
  • Size: 40mm
  • Style: Bluetooth
  • Display: 1.19-inches
  • Resolution: 396 x 396 pixels
  • Water-resistance: 50m
  • Heart rate tracking
  • Sleep/Blood oxygen level monitoring
  • Smart notifications
  • Bixby
  • NFC payment
  • Music player

Pros:

  • Smart, stylish, and lightweight Smartwatch
  • Accurate health and fitness tracking
  • Durable for rough outdoor conditions

Cons:

  • ECG function doesn’t work without Samsung smartphone

 

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3. TicWatch Pro 3

This super functional TicWatch Pro 3 makes for an excellent gift idea. Coming up in a quality stainless steel bezel, 1.4-inch AMOLED screen, along with the resolution of 454 x 454 pixels, it seems too good to be true. This is the ultimate wearable for your daily and outdoor life with its powerful performance and customizable functions.

NFC payment options:

TicWatch Pro 3 uses Google pay for NFC payments, and unlike Apple Watch 7, it can be used with both iOS and Android smartphones. To add or remove cards, you need to use a phone app and sync the Smartwatch with your smartphone so that it won’t cause any trouble during payments.

Once the card’s been added, you can make payments without having the smartphone as well. In addition, Google Pay gives a few offline tokens, which one can use if the watch is not connected to the smartphone or doesn’t have an active internet connection at that time.

On top of this, there’s no specific limit to the number of cards you can add on Google pay, which can come in handy in a different emergency.

Heart rate monitoring:

TicWatch Pro 3 makes sure you can measure your heart rate any time of the day and even compare HR zones in different conditions.

Sleep/Stress tracking:

Do you want to know how much sleep you’re getting? Or if you’ve hit the stress limit for the day? Don’t worry because TicWatch Pro 3 will not only tell you to relax for a while if you’re being stressed, but it will also track your light, deep, and REM sleeping zones during the night.

Activity/Fitness tracking:

The TicWatch doesn’t help stay active and healthy style. With 10 workout modes, it allows you to choose the model based on your activity. So whether that’s outdoor running, swimming, Trail running, or yoga, this watch has got your favorite exercises covered. Plus, with built-in GPS tracking, monitoring your progress becomes easier and precise.

Smart notifications:

After getting paired with the compatible smartphone, it will start receiving and sending all the notifications of social apps, text messages, calls, etc. Enjoy Bluetooth calling feature when the phone is in range so that your workout doesn’t get disturbed.

More features:

Along with all the high-end features, TicWatch Pro 3 also comes with a Google assistant for listening to your voice commands and doing the required tasks. So enjoy the running, workout sessions, and motivate yourself after listening to songs through Spotify as well. Along with this, jump in the swimming pool and have your swimming session tracked with this 30m water-resistant capability.

Battery life:

TicWatch Pro 3 has dual battery mode, which allows it to go on for 3 days in Smart mode where you can use all the features, and Enhanced essential mode, in which it can last for 45 days.

Specifications and Key Features:

  • Color: Black
  • Display: 1.4-inches
  • Resolution: 494 x 494 pixels
  • RAM: 1GB
  • ROM: 8GB
  • Water-resistance: 30m
  • Sleep/Stress tracking
  • Heart rate monitoring
  • Fitness tracking
  • Built-in GPS
  • NFC payments
  • Smart notifications
  • Swimproof

Pros:

  • Dual-layered display
  • The durable and rugged watch
  • Perfect for outdoor trips and can withstand extreme conditions
  • Multiple battery modes

Cons:

  • Less number of built-in workout modes

 

4. Fossil Men’s Gen 6

With the Fossil Men’s Gen 6, you’ll never need to squint again. Fossil dropped its latest Smartwatch, and it came up with some major changes. Although the design and overall look of the watch are similar to its predecessors, the always-on display is brighter and more colorful than ever before, and the increased pixel count makes them even easier to see, making it a good fit for your wrist.

NFC payment:

Nobody likes to hold their wallet and phone in one hand, and with Fossil Men’s Gen 6 you won’t have to do that. Instead, this watch has a built-in NFC capability that works with Google pay, allowing you to handle all the payments in a hassle-free manner.

You will have to use the phone app for adding and removing the cards, and once they are added, you can make a contactless payment right from your wrist.

Heart rate tracking:

Fossil Men’s Gen 6 has some of the advanced features to monitor your health. Wear it during your running sessions, and check out the difference between resting heart rate and the pumped-up one.

Sleep/Blood oxygen monitoring:

Know if your night was restless or how much sleep did you exactly get last night, just by looking at your wrist. Measuring sleep stages and blood oxygen levels with this watch will enable you to craft an experience that suits both your sleep demands and morning responsibilities.

Activity tracking:

Explore your way to a healthier lifestyle with Fossil Gen 6, which can monitor your indoor and outdoor activities with GPS tracking. With an in-depth insight on the workout/exercise you’re tracking, the next step will be easy, and with the built-in wellness app, you can track your progress with one tap.

Smart notifications:

When the Fossil Gen 6, nothing will get away from you since you can access your texts, checkout incoming notifications, weather updates, emails, and even make or take calls directly on your wrist.

Battery life:

Fossil gen 6 can last for a day after getting fully charged. It also has Smart battery modes, through which you can optimize the battery life by not using those features often, which drains the battery the most.

Specifications and Key Features:

  • Color: Black/Camo
  • Display: 1.28-inch
  • Display Type: AMOLED
  • Band Color: Camoflague
  • Human interface Input: Touchscreen
  • Smart notifications
  • Contactless payment option
  • Heart rate/Sleep tracking
  • Blood oxygen level monitoring
  • Built-in microphone and speaker
  • Swimproof
  • Music player

Pros:

  • Slim and sleek design
  • Always-on clear display
  • Newest Qualcomm chipset
  • Thousands of watch-faces

Cons:

  • Battery life is average

 

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5. Fitbit Sense

When you hear the name Fitbit, all you can think of is a fitness tracker, but this Fitbit Sense is a mixture of both fitness trackers and a smartwatch. Due to the presence of an innovative feature, health monitoring sensors, NFC payment options, it can be one of the best picks for you.

Contactless payment options:

Fitbit uses its own Fitbit pay for the NFC payment, through which you can take the watch closer to the reading machine and pay for the stuff after entering the pin/password. The process of adding or removing cards is simple and can be done using Fitbit App easily. Make sure to check if the Fitbit supports the bank you’re using, so you don’t have to switch afterward.

Heart rate tracking:

Having an irregular heart rate is one of the warning signs for cardiac arrest. That’s why it’s essential to make sure you have an alert system in place to let you know when your heart rate spikes too high or drops too low from what is normal for you. Fitbit Sense can do both by making sure you can measure the heart rate and giving notifications about irregular heartbeats.

Sleep/Skin temperature/SpO2 tracking:

Fitbit Sense can keep an eye on your night’s sleep and has an on-wrist skin temperature sensor that tracks the data each night. You can see your nightly blood oxygen levels on the wrist through clock faces as well.

Fitness tracking:

Use your Fitbit Sense to track all of this information, so you don’t have to worry about it. Leave the phone at home and hit the trails because, with its built-in GPS, your pace, distance, and burnt calories will be tracked during a workout.

Smart notifications:

All the notifications of incoming calls, text messages, social apps will be received by it, and since it has a built-in microphone and speaker, you can take calls from it whenever your phone is nearby.

More features:

Fitbit Sense stores and play music whenever you’re working out, so you get all the motivation you need. It also comes with Google Assistant, through which you check the news, weather updates, and notifications just by asking for it. On top of everything, this fantastic watch is 50m water-resistant, making it a Swimproof package for you.

Battery life:

With all these amazing features, Fitbit Sense can last for 6+ days with moderate usage, which is good. You can also get enough charging that can last for a whole day, under 12 minutes.

Specifications and Key Features:

  • Color: Carbon/Graphite
  • Display: 1.58-inches
  • Display Type: OLED
  • Weight: 45.9g
  • Heart rate tracking
  • Sleep monitoring
  • Skin temperature/Stress tracking
  • NFC payments
  • Swimproof
  • Bluetooth calling
  • Fitness tracking

Pros:

  • Detailed health monitoring
  • Accurate fitness tracking
  • Good battery life

Cons:

  • A limited number of banks support contactless payment.

 

6. Garmin Vivoactive 4

Tune in to your body, and tone up with the Vívoactive 4 smartwatch. No matter if you’re looking for a way to stay active, make NFC payments without having to take your wallet everywhere, or lose some weight, this watch is perfect for you.

NFC payment option:

As I’ve told you earlier that every Smartwatch works on a different OS, and just like that, Garmin watches use their own Garmin OS. Although it’s not optimized as Wear or Apple OS, it still does the trick in keeping track of your activities using Garmin coach.

For contactless payment options, Vivoactive 4 uses Garmin Pay. You can add or remove cards from the phone app and can make the NFC payment easily.

Heart rate monitoring:

Garmin Vivoactive 4 measures your heart rate and gives all the detailed insights in the phone app. So you’ll be ready to tackle whatever comes next, knowing that this watch has got your back.

Sleep tracking:

Wear it while sleeping, and the Vivoactive 4 will ensure you have all the info about light, deep, and REM zones during the night at your wrist.

Activity/Fitness tracking:

Garmin Vivoactive 4 can help you get in shape and lose weight in no time. Record all the ways to move with more than 20 preloaded GPS and indoor sports modes, and get your stats, including speed, distance traveled, calories burned, location of workout route.

Smart notifications:

With the Garmin Vivoactive 4, you’ll never miss out on the important notifications as it will deliver all of them on your wrist. Although it can work pretty fine with iPhone as well, if you have an android phone, you can reply to the texts from it, but this feature doesn’t work with iOS.

Safety feature:

In case of any emergency, and if the watch detects heavy fall from its built-in incident detection, you can send your location to the close contacts manually, or it will be sent automatically.

Battery life:

Garmin Vivoactive 4 can last for 8 days in smartwatch mode and 6 hours in GPS mode.

Specifications and Key Features:

  • Color: Black
  • Material: Stainless-steel
  • Screen Size: 1.3-inches
  • Weight: 36g
  • NFC payment
  • Smart notifications
  • Fitness tracking
  • Health monitoring
  • Music player
  • Safety tracking features

Pros:

  • Rugged, outdoor Smartwatch
  • Easy NFC payment option
  • Detailed fitness tracking
  • Video workout coaching

Cons:

  • Limited bank support
  • Battery life in GPS mode could have better
  • iOS users cannot reply to the texts from it

 

7. Ticwatch E3

Ticwatch E3 is the next-generation NFC smartwatch. With its robust performance, secure payment features, and beautifully designed interface, it’s ready to take on anything you throw at it.

NFC payment options:

TicWatch E3 works on Wear OS, which uses Google Pay for contactless payment. You can add your card from the phone app and can remove them whenever you want to. There are no such limits to the number of cards you can put up in it, which is the best thing about it. Once you have synced the watch with Google pay, forget about your wallet and pay from the watch easily.

Heart rate monitoring:

Ticwatch E3 lets you see exactly how your heart’s rate changes through the day, and you can compare different HR zones whenever you want to.

Sleep/Stress/SpO2 tracking:

Keeping track of your health has never been easier. With TicWatch E3, you can check how much sleep you’re getting at night, stress, and blood oxygen levels.

Fitness tracking:

This fitness watch can track your distance traveled, steps taken, calories burned during the day. Plus, with more than 20 workout modes, including mountain climbing, swimming, and Ice skating, it can track everything you need if you’re training for an event or even just looking to stay healthy.

More features:

Not in a mood to use your phone? Don’t worry, since as long as TicWatch E3 is connected, you can make/receive calls through it. Google assistant is also there to follow your voice commands, and you can enjoy music through the Spotify app while working out. On top of everything, it’s not only Swimproof but tracks your swimming session as well.

Battery life:

TicWatch E3 comes with multiple battery modes, through which it can last for approximately 3 days in Smart mode and 45 days in essential mode.

Specifications and Key Features:

  • Color: Black
  • Screen Size: 1.3-inch
  • Human interface input: Microphone
  • Water-resistance: IP68
  • Smart notifications
  • Bluetooth calling
  • Heart rate/Sleep/Stress tracking
  • Sport modes
  • Swimproof
  • Contactless payment

Pros:

  • Slim, stylish, and sleek watch
  • It doesn’t weigh your down
  • Affordable

Cons:

  • Complaints about new Wear OS glitching

 

8. Skagen Connected Falster 3

Welcome to the future of timekeeping. With Skagen Connected Falster 3, you’ll live your life in any way you want since this watch lets you do everything from monitoring your health to tracking your activities and not just telling time. And, more importantly, you can buy yourself a drink with Skagen Connected, too – without taking out your wallet or phone.

NFC payment:

Falster 3 uses Google Pay for the NFC payment. So after adding the card from the phone app, you will need to sync the watch with your updated Google pay app, and after, you can just enjoy the contactless payment feature anytime, anywhere.

Heart rate tracking:

Measure your heart rate with just one tap with Skagen connected Falster 3, and compare the resting heart rate with the pumped up one after a heavy workout or exercise.

Activity tracking:

Your all-day activities get tracked by Falster 3 in no time, including step count, distance traveled, and burnt calories.

More features:

Skagen connected Falster 3 lets you make/receive calls and get the notifications of other social apps without missing any. You can use Google assistant to check weather updates and can download third-party apps on it as well.

Battery life:

Although it comes with multiple battery modes, after getting fully charged, Falster 3 can last for 2 days with average usage and can get charged up to 80% in an hour.

Specifications and Key Features:

  • Color: KYGO black silicone
  • Band Color: Black
  • Human interface input: Touchscreen, Microphone
  • Water-resistant: Yes
  • Heart rate monitoring
  • Activity tracking
  • Contactless payment
  • Google assistant
  • Built-in GPS
  • Bluetooth calling

Pros:

  • Aesthetic design and overall look
  • Third-party apps can be downloaded easily
  • Accurate GPS tracking

Cons:

  • It doesn’t have a built-in sleep tracking app

 

9. Kate Spade New York Women’s Scallop 2

Kate Spade Women’s Scallop 2 has the necessary features to track numerous health parameters and daily activities without any difficulty, therefore, it is one of the best women smartwatches for those who like to do multitask.

NFC payment:

We all know the struggle of fishing through your purse to find your card. With Scallop 2 you don’t have to bother opening the purse because, with Google pay, you can pay for the stuff right from the watch itself. The process of adding and removing the cards is the same as other watches; just make sure to see if the watch has your required bank supported in the app.

Heart rate tracking:

You’ll never miss a beat with this amazing gadget because it will track your heart rate 24/7. So attach it to your wrist, and carry on about your day, knowing you will have detailed insights about it whenever you want to.

Activity tracking:

Having untethered GPS in the watch means your outdoor workouts will get tracked along with the indoor ones, and that’s the case with scallop 2 as well. So check out your steps taken, distance traveled, and burnt calories at the end of the day.

More features:

Scallop 2 comes with Google assistant to make sure you don’t have to check the notifications if you don’t want to and just ask Google to do it for you. Along with this, it will be receiving all the notifications on it as well, and you can jump in the swimming pool while having it on because of its water-resistant capabilities.

Battery life:

Kate Spade Scallop 2 can last for 1 day after getting fully charged.

Specifications and Key Features:

  • Color: Silver/Gold, black
  • Case Material: Stainless-steel
  • Human interface input: Touchscreen
  • Water-resistant: Yes
  • Heart rate tracking
  • Activity tracking
  • Swimproof
  • Google Pay
  • Google assistant
  • Smart notifications

Pros:

  • Perfect for the ladies
  • Easy-to-use interface
  • GPS tracking

Cons:

  • Average battery life
  • No built-in sleep tracking

 

10. SUUNTO 7

Suunto 7 is probably one of the best sports smartwatches out there, combining your style with everything you need to continue living like a pro. With an impressive selection of exercise modes, NFC payments, music downloads – it may be hard for some other features on this watch to go unnoticed.

Contactless payment option:

How many times have you left home without cash or forgetting your wallet? Well, with Suunto 7, you don’t have to worry about it since it has Google Pay, through which you can make NFC payments directly. After adding the card from the phone app, you have to bring the watch closer to the reading machine, put your password, and you’re ready to pay the bills.

Heart rate monitoring:

Suunto 7 can track your heart rate easily. Since this watch is made for athletes or those who wander around discovering nature in adventurous trips, you can compare different heart rate zones in extreme conditions.

Fitness tracking:

When it comes to activity or fitness tracking, Suunto 7 is the ultimate beast. Keeping up with all your different sports and workout routines is a piece of cake for it because it comes with whooping 70+ sports modes such as rowing, running, hiking, and biking (just to name a few), making it super easy to keep up with your fitness goals.

What’s more?:

Check out the notifications of calls, texts right away after getting Suunto 7 paired with the compatible smartphone. In addition, you can listen to offline music after downloading it, so you don’t get bored during the workouts or outdoor training. Suunto 7 is also water-resistant to 50m, making it perfect for swimmers out there.

Battery life: Coming up with different battery modes, Suunto 7 can last for 2 days in the smart mode, 40 days in battery saving mode, and 12 hours in GPS mode.

Specifications and Key Features:

  • Color: Black/Lime
  • Band Color: Black
  • Human interface input: Touchscreen
  • Water-resistance: 50m
  • Smart notifications
  • Heart rate tracking
  • Sport modes
  • Music player
  • NFC payments
  • Swimproof

Pros:

  • Rugged, durable Smartwatch
  • Has the ability to withstand extreme outdoor conditions
  • Perfect for athletes
  • detailed fitness tracking

Cons:

  • Bulky enough
  • not suitable for people with small wrists

 

Final Words on Smartwatches with NFC

I’d choose Samsung Watch 4 over everyone on the list. Firstly, because it would go well with my Galaxy smartphone, but apart from that, it’s one of the best smartwatches for android right now and has almost every feature you’d want in a smartwatch.

That said, if you have an iPhone, then nothing can be better than Apple Watch 7 for you since it’s the best Smartwatch for iPhone. Although you can go with any of the watches above, I’d suggest you go with the one solely made for your iOS.

 

FAQ’s

Q: Can you pay your bills from the Smartwatch?

Ans: Yes, if the watch has a built-in NFC chip, you can pay from it after adding the cards through the app.

Q: Is Google Pay different from Apple Pay?

Ans: In terms of payment, both of them are the same. Although the process of setting up the cards and the number of cards you can add to your watch can be different.

Q: Do you need an active internet connection for Contactless payment?

Ans: Not really. Once the card has been added to the watch, you can make an NFC payment without your phone if the watch is synced with the updated Google/Apple app or any other platform like this.

Q: How many cards you can add to your Smartwatch?

Ans: It depends on the type of the watch and the platform it is using, e.g., Apple Pay lets you add 12 cards, while in Samsung pay, you can 10 cards.

Q: What are the best smartwatches for NFC payment options?

Ans: Samsung Galaxy Watch 4, Apple Watch 7, TicWatch Pro 3, Fitbit Sense, and Garmin Vivoactive 4 are the best smartwatches for contactless payment options.

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